Sobre aquest llibre
With the liberalization of the Indian economy, the insurance sector has opened up, and a lot of new players, both multinationals and Indian companies with foreign collaboration, have entered this arena realizing the vast potential in life insurance. A basic knowledge of life insurance has therefore become essential for the students opting for this course as well as for the practitioners. With this view in mind, Dr. Kutty gives in this text a masterly analysis and a holistic view of every dimension of life insurance management in the sequence of 6Ps—purpose, principles, purchase, products, process and people, in an easy to understand language. He strives to demystify the complex world of life insurance and present its fundamentals to all the readers. Based on the author’s rich experience in insurance sector over the two decades, the text provides new research insights in the areas such as product comparisons, e.g. portfolio approach to purchase of life insurance. It covers the actuarial dimensions of life insurance, with the minimum use of mathematics. Besides, the text discusses in detail the two core operations of an insurance company—underwriting and claims. The hallmark of this book is its attempt to transform the way marketing and operations in life insurance are approached and its sure guidance on how a professional should approach and manage sales, service, process and people. Key Features Separate chapters are devoted to topics such as general insurance, risk management, underwriting, claims and financial management. The nature of contracts in general and life insurance contracts in particular is explained. Different traditional insurance products such as term insurance and non-conventional products like unit-linked policies are dealt with in detail. This book is primarily designed for students of management, commerce and those pursuing specific insurance courses. It can also be profitably used by industry practitioners. Finally, the book will be invaluable to managers of Life Insurance companies, Banks (engaged in Bancassurance), and Security firms.
With the liberalization of the Indian economy, the insurance sector has opened up, and a lot of new players, both multinationals and Indian companies with foreign collaboration, have entered this arena realizing the vast potential in life insurance. A basic knowledge of life insurance has therefo...
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Sobre l'autor
SHASHIDHARAN K. KUTTY (Ph.D.) is the Deputy Director, Banking, Finance and Insurance at AICAR Business School. He has been associated with AICAR since 2003, where he set up and has headed the finance division. He has also been associated with Trinity Academy for Corporate Training (in insurance and finance), Ltd. Mumbai. Dr. Kutty served for about two decades as a manager and facilitator at both operational and corporate levels in the life insurance industry. He was also a researcher at the National Insurance Academy, Pune where he completed his doctorate in financial management.
SHASHIDHARAN K. KUTTY (Ph.D.) is the Deputy Director, Banking, Finance and Insurance at AICAR Business School. He has been associated with AICAR since 2003, where he set up and has headed the finance division. He has also been associated with Trinity Academy for Corporate Training (in insurance a...
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